Download fees as a PDF here
FREE
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Card payments in the UK:
FREE
Card payments outside the UK:
FREE
Apple Pay payments:
FREE
Cash withdrawals in the UK:
FREE (ATM rates may apply)
Cash withdrawals outside the UK:
FREE (ATM rates may apply)
Receiving UK bank transfers:
FREE (charges may be applied by the sending bank)
Sending UK bank transfers:
FREE
Receiving international transfers:
FREE (charges may be applied by the sending bank)
Sending international transfers (Low-cost payment):
0.30 GBP (or currency equivalent: 0.35 USD, 0.35 EUR)
Sending international transfers (SWIFT):
SHA – You and the recipient share the transfer fee. The fee is taken from the transfer amount, so less is received by the recipient.
6 GBP (or currency equivalent: 7 USD, 6.90 EUR, 26 AED, 2.20 KWD, 26.50 SAR)
OUR – As the sender, you pay the whole fee up front. The recipient receives the transfer amount in full.
17 - 31 GBP (or equivalent) Fee is dependent on recipient country. View individual country fees here.
FX conversion:
1%
Weekend FX conversion (for KWD and AED only):
2%
First card for customers with an account balance of less than 3000 GBP
10 GBP
First card for customers with an account balance of 3000 GBP or more
FREE
Replacement for lost, damaged or stolen debit card:
FREE
Virtual debit card:
FREE